HOME INSURANCE

HOME INSURANCE

Purchasing home insurance in Peru is a smart choice that will protect your assets and provide you with peace of mind in unexpected times. This insurance covers everything from fire and theft damage to medical assistance for your household workers, as well as damage to third parties or neighbors. In a country with climatic risks like Peru, having home insurance is a crucial preventive measure. Our geography exposes us to natural events such as the coastal El Niño and Cyclone Yaku, which have caused havoc in various areas of the country. Having home insurance gives you the security of facing these situations with quick and effective assistance. Remember, investing in home insurance not only protects your property, but also your well-being and peace of mind.

Protect your home and your peace of mind with insurance that covers you against theft, natural disasters, fires, among others. Contact us and get the best home insurance for you.

Frequently Asked Questions:

What natural risks does a home insurance policy cover in Peru?
How is the premium for my home insurance calculated?
What is the difference between content and structure coverage in a home insurance policy?
What should I do if a loss occurs in my home?
What are the benefits of home insurance besides risk protection?
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A home insurance policy in Peru typically covers a variety of natural risks, such as earthquakes, floods, landslides, and climatic phenomena like El Niño coastal events. However, it is essential to review the policy to understand the specific coverages.

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Your home insurance premium depends on several factors, such as the location of your home, the reconstruction value of the property, the selected coverages, and your claims history. We can help you determine the exact cost.

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Structure coverage refers to the protection of the property itself, such as the house and associated structures. Content coverage focuses on your personal belongings, such as furniture and appliances. It is important to consider both coverages for complete protection.

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In the event of a loss, such as a fire or theft, you should immediately report it to Birlik or your insurance company and follow their instructions. Documenting the damages with photos and keeping a record of losses can speed up the claims process.

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A home insurance policy can provide peace of mind by knowing you are protected against unforeseen situations. Additionally, some policies offer extra services, such as home assistance, including plumbing or electrical services, which can be very convenient during emergencies.


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